INDIVIDUALS (Under Age 65)
We service individuals/families on and off the marketplace. We understand subsidies on the marketplace and how they work. We have been involved with selling on the marketplace exchange since its launch in October of 2013 (January 1, 2014 effective dates). We work with all types of plans, including but not limited to: HMO, PPO, POS, EPO and HSA.
COMPANIES WE REPRESENT
PPACA COMPLIANT PLANS: These are full health insurance benefits, compliant with health reform law, and will exempt you from having to pay the health insurance tax penalty.
Blue Cross Blue Shield of Texas | Memorial Hermann | Community Health Choice | Molina
SHORT TERM HEALTH INSURANCE: These plans require some form of underwriting, although it is usually done on a simplified issue basis. This means you can receive a fast and quick insurance policy effective date (usually as soon as next day), but there are a variety of exclusions on these policies, including pre-existing conditions not being covered. Because these plans offered varied exclusions from the different plans and insurance carriers, we recommend you receive a complimentary consultation from us, so that we can ensure you receive the best plan and fit for your lifestyle.
INDIVIDUALS (Medicare Eligible)
We offer a variety of Medicare health insurance plans including Medicare Advantage (MAPD), Part D Prescription Drug, and Medicare Supplement.
COMPANIES WE REPRESENT
Aetna | Humana | Blue Cross Blue Shield of Texas | Care Improvement Plus of Texas | Family Life | Cigna HealthSpring | Medico | Memorial Hermann | Mutual of Omaha | SelectCare of Texas | SilverScript | United Healthcare | Wellcare
OTHER INSURANCE PLANS FFER
DENTAL | LIFE | LONG TERM CARE | DISABILITY | HOSPITAL INDEMNITY | ACCIDENT | CRITICAL ILLNESS | CANCER
FREE RX SAVINGS CARD
NON-INSURANCE PLANS
ID THEFT PROTECTION | LEGAL PLANS | DISCOUNT DENTAL PLANSFREE RX SAVINGS CARD
BUSINESSES, ASSOCIATIONS AND GROUPS
FOR INFORMATION ON GROUP PLAN AVAILABILITY, RATES AND INFORMATION, Please contact DANA LINDENEAU at 832-445-0211, EXT. 1#.